Great time for lower Gas price’s
I know I really like these gas prices much better than I did earlier this year. For my self alone I am spending about $150 per month less on gas. I know I have had friends put off going on vacation or to see there relatives and friends due to the high gas prices. Car dealers in town have a lot of trucks just sitting there not selling. I have had many friends that traded their SUV’s off for a smaller car that gets better gas mileage. My neighbor went out and bought a moped to drive to work to save money. People have made less shopping trips for just a few items due to realizing how much money they are spending in just gas. So what does OPEC have to do with the gas retails?
Money Blunders this Christmas
It is Christmas time and we are all seeing all the commercials on sales and gift giving ideas. We get ad’s in the mail and in the newspaper. We turn the radio on and all we hear is about Christmas gift ideas. It is so easy to get caught up in the excitement of the holiday and to forget that you have a budget you should stick with. We want to see smiles on people we care about faces. I know for myself I think about the people I still have left to buy for. Even after I have bought what I wanted to buy someone I find more things I want to give them. I saw the below article the other day and thought it would be helpful to let others know about. It says:

